How Long are Property Appraisals Valid? » Mortgage Masters Group

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So yes, an appraisal is typically required when a mortgage loan is being used for the purchase of a house. The appraisal is usually ordered by the lender. As a seller, you won’t have much to do with the process at all. You may have to grant the appraiser access to the home, unless you have a lock box on the door. But that’s about it.

When ordering an appraisal, a lender contacts an AMC, which assigns the job to a competent appraiser in its network who has prior experience evaluating properties in the same neighborhood as the subject property. Don’t be concerned if the person assigned to do your appraisal doesn’t live in your immediate area.

How long that appraisal is good for is dependent upon whether you use a conventional. Reviewed by: alicia bodine, certified ramsey solutions master financial coach. Lenders base loan amount and property eligibility on the appraisal, making. Copyright 2019 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved.

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When can an appraisal be ordered? September 25, 2015 by Rhonda Porter 2 Comments In Seattle’s competitive real estate market, we’re seeing offers coming in with shorter closing times, appraisals waived or even financing waived.

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Reader Questions About fha loan appraisals: When Do They Expire? A reader asks, "How long do FHA Appraisals stay with the property in Georgia?" A search of the FHA official site at www.FHA.gov reveals a Frequently Asked Questions page that answers this query, but know that this FHA loan rule applies to all FHA loan appraisals, not just those that are completed in the state of Georgia.